Executive Condominium (EC) Timeline Explained: Buying, MOP & Selling Rules in Singapore (2025 Guide)
Article:
The ownership and exit timeline of an Executive Condominium (EC) in Singapore follows a structured progression, designed to balance affordability for homeowners with long-term asset value. Here’s a simplified 2025 guide to how the process typically works:
Year 1: Booking & Initial Deposit
Buyers secure a unit in a new EC launch by paying a booking fee and exercising the Option to Purchase (OTP) with the developer.
Year 1–3: Construction Period
The EC is built during this phase. Progressive payments are made according to construction milestones, easing cash-flow pressure for buyers.
Year 3: Temporary Occupation Permit (TOP)
Once TOP is obtained, buyers collect their keys and can move in. This marks the official start of occupation.
Year 3–8: Minimum Occupation Period (MOP)
EC owners must fulfil a 5-year MOP from TOP. During this period:
- The unit cannot be sold
- The entire unit cannot be rented out
- Only Singapore Citizens and Permanent Residents are allowed to occupy the unit
Year 8: End of MOP – First Exit Opportunity
After MOP completion, owners may:
- Sell the EC on the resale market to Singaporeans and PRs
- Rent out the entire unit
- Continue owner-occupation
Year 13: Full Privatisation
At the 10th year after MOP (13 years from TOP), the EC becomes fully privatised and may be sold to foreign buyers, similar to a private condominium—often unlocking a second wave of capital upside.
Why ECs Remain Attractive in 2025
- Lower entry price than private condos
- Strong capital appreciation potential after MOP
- Subsidised purchase with private-property upside
中文（2025年SEO优化版本）
SEO标题（中文）：
新加坡执行共管公寓（EC）完整时间线解析：购买、MOP与转售规则【2025指南】
文章内容：
在新加坡，执行共管公寓（EC） 的购买与出售遵循一套清晰的时间框架，兼顾自住需求与长期投资价值。以下是2025年最新的EC持有与出售流程说明：
第1年：订购单位与支付定金
买家在EC新盘推出时支付订购费，并向发展商行使购买选择权（OTP），正式锁定单位。
第1至第3年：建设期
项目进入建设阶段，买家按施工进度分期付款，有助于降低初期资金压力。
第3年：临时入伙证（TOP）
项目取得TOP后，买家可领取钥匙并入住，正式开始居住。
第3至第8年：最低居住年限（MOP）
EC必须完成 5年的最低居住年限（从TOP起计算），期间：
- 不可出售单位
- 不可整套出租
- 仅限新加坡公民与永久居民居住
第8年：MOP届满 – 首次出售机会
完成MOP后，屋主可：
- 转售EC给新加坡公民或永久居民
- 整套出租单位
- 继续自住
第13年：全面私有化
从TOP起满13年后，EC正式私有化，可出售给外国买家，与私人公寓同等条件，往往带来第二波升值空间。
为什么EC在2025年仍具吸引力？
- 入门价格低于私人公寓
- MOP后具备显著升值潜力
- 以“政府补贴价格”享受“私人公寓价值”
