Integrated Developments in Singapore: Two MCSTs, One Bill
Integrated developments link your home to an MRT and mall, but you pay into two management corporations and a 20% to 25% launch premium. Here is how the structure works and what to ask first.
Old Condo Reno vs. New Launch: 2026 SG Real Cost Comparison
A resale condo renovation can cost $80K to $150K once you factor in rewiring, plumbing, waterproofing, and carpentry. A new launch costs nothing upfront to fit out. Here's the honest 2026 comparison, and when each option actually makes financial sense.
The Price Quantum Is the Wrong Number to Start With
Before viewing a single showflat, you need four numbers: your maximum loan quantum under TDSR and LTV rules, your required down payment in cash and CPF, your stamp duty liability (BSD always, ABSD if applicable), and your total cash outlay at signing.
Singapore Mortgage Rates 2026: SORA, Fixed vs Floating
Home loan rates in Singapore start near 1.4% in September 2026. What that does to your repayment, when fixed beats floating, and what low rates do not change.
Someone Just Paid $810 Million for the Land 200 Metres From Your Front Gate
In late 2024, UOL Group, Singapore Land, and CapitaLand Development paid $810 million for the former Thomson View Condominium site 200 metres from Thomson Three, the largest en bloc since Chuan Park's $890 million deal in 2023, working out to $1,178 psf ppr.
Lease Decay: Sell Before Your Buyers Can't Borrow
Lease decay rarely wipes out a home's value overnight. It shrinks the pool of buyers who can use CPF and loans in full. What Bala's Table really says, when the curve steepens, who can ignore it, and how to time a sale or upgrade before your buyers run out.
The Floor Is Rising Before Most Buyers Notice
District 26's landed and new-launch condo market has repriced meaningfully since the Thomson-East Coast Line opened Springleaf MRT Station, with the latest GLS land bid for Upper Thomson Road Parcel A coming in 17% above Springleaf Residence's land cost a year earlier.
EC or Private Condo in 2026: You're Trading Freedom, Not Just Price
An EC gives qualifying families a new condo for less, but locks you in. From May 2026, new EC sites carry a 10-year MOP and no deferred payment, and the price gap to private condos has narrowed. When an EC still wins, when a private condo is better, and the five old-rules ECs left.
One Month of Vacancy Erodes Almost the Entire Gain
A rental increase only clearly pays off if your current tenant accepts it, or a replacement tenant is found almost immediately. On a S$4,300 unit with a 10% increase, a tenant who stays nets you S$10,320 over 24 months.