Practical checklists and step-by-step analysis for Singapore property buyers - MCST checks, OTP preparation, house rules review, HDB-to-private upgrade decisions. If there's an action you need to take before you sign, it's covered here.
Primary — Before You Buy For Yield Get The Real Rental Transaction Count, Not The Asking Rent James pulls 12-month rental transaction data for your specific unit type and corridor, so you know how many tenants actually leased at that price, not how many landlords are hoping for it. WhatsApp...
Price and layout are the easy part. Before you offer on any resale condo, check the remaining lease, the MCST's sinking fund, and the rental yield against your mortgage.
Resale wins on price, occupancy and yield. New launch wins on fresh lease and zero renovation. Here is how to actually decide, with the 2025 data behind it.
Primary — Before You Compare Psf Across Projects Get The Real Psf For Your Unit Type, Not The Flyer's James pulls each shortlisted project's actual unit distribution chart and checks what your specific unit type costs, not the headline "from" price used to get you...
Primary — Before You Get Emotionally Attached To A Unit Get Your Real Funds-Gap Number, Not The Advertised One Written bank quotes against your actual income, checked against downpayment, BSD, and legal costs at the loan size you'll genuinely be approved for. James runs this before you shortlist...
Retrenched and getting calls from agents already? Here's what to actually check — mortgage runway, MCST subletting rules, and ABSD timing — before you decide anything about your property.
3-month compounded SORA is forecast to reach ~1.32% by end-2026 (UOB Research). On a S$1.125M loan, that's roughly S$1,250/month less than 2023's peak rate — meaningful relief for buyers near the TDSR ceiling.
New ECs awarded from 8 May 2026 carry a 10-year Minimum Occupation Period, not 5 — most buyers comparing launches this month don't know which rule applies to their shortlist. Here's what changed and what it means for the EC vs. condo decision.
Bala's Table shows exactly how much value your leasehold property loses each year — and the loss accelerates. Here's the table, what the decay costs in psf terms, and the financing-cliff signal that marks a sensible window to plan your exit.