Property decisions for the next 20 years, not just the next purchase: retirement capital, legacy transfer, what you're really buying into. CEA Reg No. R008385F, PropNex Realty. WhatsApp 9111-1173.
A resale condo renovation can cost $80K–$150K once you factor in rewiring, plumbing, waterproofing, and carpentry. A new launch costs nothing upfront to fit out. Here's the honest 2026 comparison — and when each option actually makes financial sense.
Before viewing a single showflat, you need four numbers: your maximum loan quantum under TDSR and LTV rules, your required down payment in cash and CPF, your stamp duty liability (BSD always, ABSD if applicable), and your total cash outlay at signing.
SORA is falling toward a projected 1.32% by end-2026. If you're still on a 2023 peak-rate package, you could be overpaying $300–$500/month. We break down the fix vs. float mechanics, refinancing costs, and the "war factor" variables you must check before your next repricing window opens.
In late 2024, UOL Group, Singapore Land, and CapitaLand Development paid $810 million for the former Thomson View Condominium site 200 metres from Thomson Three — the largest en bloc since Chuan Park's $890 million deal in 2023, working out to $1,178 psf ppr.
Your leasehold property is worth 74.7% of a freehold equivalent at 50 years remaining — and the drop accelerates from there. CPF restrictions shrink your buyer pool. Bank loans tighten. Most owners find out too late. Here's the curve, the cliff, and what to do before both hit you.
District 26's landed and new-launch condo market has repriced meaningfully since the Thomson-East Coast Line opened Springleaf MRT Station, with the latest GLS land bid for Upper Thomson Road Parcel A coming in 17% above Springleaf Residence's land cost a year earlier.
For HDB upgraders, renting is usually a bridge, not a lifestyle choice — driven by BTO/new-launch construction delays, the 15-month wait-out period rules for private property buyers, or simple market hesitation.
A $30,000 housing grant on a $1.3M EC is 2.3% of your purchase price — locked up for 8 years. Here's the honest comparison every EC buyer should make before signing the OTP.
An EC takes 10 years from launch to full privatisation: booking (Year 1), construction (Years 1-3), TOP and MOP start (Year 3-4), a 5-year MOP where you must occupy and can't sell or rent the whole unit (Years 4-8), partial privatisation allowing SC/PR resale (Year 8-10).