Practical checklists and step-by-step analysis for Singapore property buyers - MCST checks, OTP preparation, house rules review, HDB-to-private upgrade decisions. If there's an action you need to take before you sign, it's covered here.
TDSR is the single most important number in your Singapore property purchase, and for freelancers, the rules are stricter than most realise until their IPA comes in $300,000 lower than expected.
Viewings are staged to make you feel ready to commit. Here is the five-area checklist that finds real problems, what caveat emptor means for you, and what to do before the option clock starts.
URA's GFA harmonisation rule, effective for GLS sites tendered from 1 September 2022, split the Lentor corridor's seven GLS launches into two eras.
A couple with one property each faces 20% ABSD on Hougang Central. Sell the right one first and the buying spouse pays 0%. Here are the three routes, with the numbers for each.
Free Singapore new launch cost calculator, model your total purchase cost, stamp duty, TDSR headroom and down payment requirements before stepping into a showflat.
Before June 2023, developers could charge you for air-con ledges, oversized bay windows and empty ceiling voids. GFA harmonisation closed that loophole. Here is what changed, which projects are affected, and how much money harmonisation actually saves you.
Most buyers never ask how their condo was built, until the renovation quote arrives. Here is what PPVC, APCS and traditional construction let you change, and when you need a Professional Engineer.
Equity loans in Singapore are capped at 75% of valuation, minus your loan and the CPF you used. Stay under 50% and TDSR does not apply. A worked example, the costs, and when selling is the better answer.
Lentor Hills now has eight projects and about 4,000 homes, from finished condos to a 2027 launch. The MRT runs and the mall is open. Which project fits your move-in date and family size, how prices have climbed, and who should look elsewhere.