Property decisions for the next 20 years, not just the next purchase: retirement capital, legacy transfer, what you're really buying into. CEA Reg No. R008385F, PropNex Realty. WhatsApp 9111-1173.
With $200,000 cash, $100,000 CPF and freelance income, a 30-year-old buyer's real borrowing power is set by the 70% haircut banks apply to a 2-year NOA average — not by what she invoices. At a $6,000/month NOA average, that's roughly $484,000 in bank loan capacity.
TDSR is the single most important number in your Singapore property purchase — and for freelancers, the rules are stricter than most realise until their IPA comes in $300,000 lower than expected.
Water seepage liability, caveat emptor, MCST governance signals, DLP deadlines — the five things that determine whether you are inheriting a problem. Notes from a former Managing Agent.
Dunearn House is the first private residential launch in Bukit Timah Turf City. Is it worth $3,000 psf on a 99-year lease? James Ong breaks down all 7 layers — land cost, floor plans, yield, exit, and the MCST question nobody asks.
Most HDB upgrade guides cover MOP, ABSD, CPF, and TDSR, then stop. James maps the full sequence including the MCST governance check no other guide covers. Read before any OTP.
Frasers Property rezoned Yishun 10 on 8 May 2026, converting Singapore's first multiplex cinema into an estimated 90-100 residential units at GPR 3.0, GFA-harmonised, priced an estimated $1,800-$2,100 psf.
Inflation. Retrenchment. Retirement. Legacy. Singapore property addresses all four — but only if you bought right and manage right. James explains the full Buy Right. Manage Right. argument in one article.
Lentor Gardens Residences by Kingsford launched 18 Jul 2026 in D26 at $920 psf/ppr land cost, 54% take-up on launch day. James Ong's Buy Right / Manage Right analysis — the price case, the developer question, and the corridor reality.
CanningHill Piers TOPped June 2026. Before you decide — sell, rent, or hold — James maps the real numbers: net proceeds after CPF, CCR rental yield after costs, and the DLP deadline most owners don't know about.