Property decisions for the next 20 years, not just the next purchase: retirement capital, legacy transfer, what you're really buying into. CEA Reg No. R008385F, PropNex Realty. WhatsApp 9111-1173.
Downgrading frees cash and cuts the monthly bill, but the sale price is not the number that matters. What matters is what is left after the loan, fees and CPF refund, and what the next home costs to run.
Owner-occupiers refinancing are exempt from TDSR, which surprises most people. But a bank still has to approve you, and a lower rate rarely closes a full income gap. Here is how to tell which lever fits.
A missed instalment is not a lost home. HDB and banks both have steps before a forced sale. The owners who keep the most choice are the ones who call the lender before the first missed payment.
The Sembawang Road EC is about 265 homes on Sembawang Road, the last EC near Canberra with a 5-year MOP and DPS. Canberra Drive, next, comes with a 10-year MOP. The question is the launch price against One Canberra next door. Prices are not out.
Solano Grand is the first new EC in Bukit Panjang since 2011 and one of the last under the old rules: 5-year MOP, DPS and a $16,000 ceiling. The question is what it buys over Blossom Residences, 830m away. Prices are not out.
Wynwood Grand is a 430-unit Woodlands EC about 330m from Woodlands South MRT, under the old 5-year MOP and DPS rules. The question is whether its launch price leaves a big enough gap below Norwood Grand, the private condo across the road. Prices are not out.
Many AMO owners who bought in 2022 have paper gains of $300,000 or more. Here are the three questions worth answering about that equity, and how to compare holding with moving.
The unit shows how the seller cared for it. The MCST records show what the building will cost you. Here is who is liable for seepage, what to read in the AGM minutes, and how to use the defects period.
A Lentor Mansion subsale means paying a seller's gain on top of a record launch price. Here is who it suits, the case for and against, and the questions to settle before you commit.